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Member News

News from our members

25
Apr

Come Learn with South Georgian Bay campus.

Posted on in Member News
April Showers Bring May Flowers - or Floral Design to South Georgian Bay campus.
Learning is something humans do on an ongoing basis. We are constantly picking up new skills and tools so that we can better ourselves. Georgian College South Georgian Bay campus is offering many courses that will help you do that. Pick up practical skills in Floral Design, Spanish for Travelers, and Motorcycle Training. Need to build up your computer skills, drop in for Photoshop for Photographers, Quickbooks, Word Press Build and Design a Website, Excel Introduction/Intermediate or 50+ Intro for Computers. Interested in signing up, call 705-445-2961 or email southgeorgianbay@georgiancollege.ca for details.
Looking to expand your skills and knowledge further, but not sure how to get started? Georgian College’s Academic and Career Preparation offers courses tuition free to help you in meeting requirements for diploma or certificate programs, refresh/upgrade academic skills and earn ACE (grade 12 equivalent) required in many businesses and colleges.
Interested in moving into a new career? South Georgian Bay campus has space available in the Personal Support Worker program starting May 9. In this two-semester program, you will learn many hands on skills that will prepare you to be job ready before Christmas 2017. Upcoming this May, is Part-time practical Nursing Community Information Night. Learn about what you need to do to be here. Drop in to the campus from 5:00 p.m. – 7:00 p.m. on May 16, 2017.
Continue reading
20
Apr

Hi all,  you are all invited to visit our website   http://myhomeinventory.ca

 

05
Apr

Grey County Networking - Wednesday May 10th

Posted on in Member News
Save the Date - Wednesady may Spring is here and it's time to dust off the winter cobwebs and refresh your networking skills. Get out and promote your business with others in Grey and Bruce counties at this unique event!
05
Apr

Barreiras Home Inventory Service

Posted on in Member News

As a home owner or a tenant you take great pride not only in your home but in your possessions.

Do you know what you own? Do you know every single item in your home right down to the container of toothpicks stored wayyyyyy back in that cupboard beside the sink? ...you know the one I mean

In the event of a loss (fire, flood etc.) this is all information you may wish you had- a detailed inventory of your entire home contents. If you don't know what you have in your home and your possessions are lost you may not be compensated by your insurance company unless you can prove you owned the items.

Barreiras Home Inventory Service offers a documented summary of your household possessions that can include photos, descriptions, receipts, model/ serial numbers, quantity, age, appraisals, place of purchase and price.

This is all extremely valuable information when dealing with insurance companies. Every dollar you can't remember or account for is another dollar back into their pocket and out of yours.

You never expect to suffer a loss, it just won't happen to you right?

But it can.

Protect yourself.

Call Vic Barreiras today for more information 519-538-5630 vic.barreiras@gmail.com

 

 

28
Mar

Open House April 8!

Posted on in Member News

Open House is on April 8. Drop into our campus between 9 am– 2pm to learn what South Georgian Bay campus has to offer. Learn about full time programs and our large variety of part-time courses. We invite you and your family to come tour our location, meet faculty, students and program coordinators, connect with admissions and experience Georgian College life.

Maybe you have a program in mind, but you’re not sure if you have the qualifications, Academic and Career Preparation staff will be on site at the Open House to answer questions about this tuition free program that will help you reach your career goals. Expand your knowledge and maximize your potential to climb the career ladder or start a new program in college. Full and part-time seats are available in Collingwood and Wasaga Beach for September through May with on-going registration.

Want to learn more about our upcoming programs, events or courses? Email southgeorgianbay@georgiancollege.ca or call 705-445-2961.

Here are some upcoming programs coming to South Georgian Bay campus:

Personal Support Worker

Start May 2017

Ends Dec. 2017

 

Business Fundamentals

Start September 2017

 

Office Administration

Start September 2017

 

Social Service Worker  

Starts September 2017

 

Office Admin – Health Services

Starts September 2017

 

Bookkeeping

Starts September 2017

 

Pre-Health Sciences  

Starts September 2017

 

NEW Part-time Practical Nursing

Start January 2018

24
Mar

Hiraeth ~ Homecoming: Photo Exhibition by Keita Inoue

Posted on in Member News
The photo exhibition by Keita Inoue is taking place from March 4th until 30th at the Blue Mountains Public Library. This exhibition also includes some of the images from his trip to Japan.

Opening reception 2-4pm on the 4th https://www.facebook.com/events/948796728565380/

Website: www.leftahead.ca
Email: contact@leftahead.ca
20
Mar

BVO - New Location!

Posted on in Member News
BVO to begin “making good things happen” in NEW LOCATION!


The Blue Mountains, March 9, 2017 – Beaver Valley Outreach is pleased to announce that it has purchased the former site of Piper’s Restaurant on King Street in Thornbury for its new home.

This new chapter in BVO’s history will provide BVO with the accessible single level space for which it has been searching. In addition to plenty of parking space and much needed on site storage, the new location will provide sufficient office space for staff, volunteer gathering/meeting space, and both retail and sorting space for the Treasure Shop. 

Despite many renovations of the current Bruce St. location, BVO has been struggling to continue to make the space work, according to BVO Chair Cathy Innes. “Our decision to purchase the new property was the result of due diligence in obtaining feedback from our staff, volunteers, customers and partners. Rather than an expansion, the new location is an improvement in efficiencies, giving us a clean, functional and accessible building in which we can do what we do, better.”

“This is such an exciting move for the organization,” says Carolyn Letourneau BVO’s Executive Director. “We are thrilled about the future improvements in work space for staff and volunteers, as well as the added convenience that customers and visitors to BVO will experience. The new location offers us sustainability and a more efficient space that will allow us to continue making good things happen in our community. I am confident that it will be the best place for BVO forever! “

For more information on BVO’s new location or to help BVO accomplish this transition, please contact Carolyn Letourneau @ 519-599-2577x21, executivedir@bvo.ca or Cathy Innes @ boardchair@bvo.ca


About Beaver Valley Outreach  

Established over 30 years ago, BVO is a community-based charitable organization of volunteers and staff dedicated to “making good things happen in our community” with quality programs and services for families, children, youth, seniors and individuals in The Blue Mountains. For more information, visit www.bvo.ca
20
Mar

Blue Mountains Soccer Registration

Posted on in Member News
Register Now for Blue Mountains Soccer - the early bird deadline is April 15th.
14
Mar

Be Job Ready by Dec 2017.

Posted on in Member News
That’s right, start this May and be job ready for December. The 8-month Personal Support Worker program starts in May. It trains students to be prepared with the knowledge and skills needed to provide support services to people living at home, in long-term care or acute care facilities, and to function as integral members of the health care team.
Upon successful completion of this program, the graduate will have demonstrated the ability to provide safe and competent care for individual clients who are experiencing physical, cognitive, emotional and behavioural challenges. Due to the increasing need for personal support workers in our area, Georgian College graduates are highly sought after by the time they finish their courses, and often find work placement immediately after graduating.
Interested? Call 705-445-2961 ext. 2932 to learn more about getting started.
Continue reading
03
Mar

Upcoming for March at South Georgian Bay Campus

Posted on in Member News

Personal Support Worker still has spots for May. This program is designed to prepare students with the knowledge and skills needed to provide support services to people living at home, in long term care or acute care facilities, and to function as integral members of the health care team. A growing field filled with opportunities, we are looking for caring students who wish to learn more about Personal Support Worker.
As the warmer weather starts to roll in, begin looking for our Motorcycle courses offered at all Georgian College locations from March to November. Motorcycle classes are offered for all skill levels. Sign up for part-time courses by calling 705-445-2961 or visiting http://www.georgiancollege.ca/academics/part-time-studies/.

02
Mar

A low-cost personalized ETF investment portfolio

Posted on in Member News
by Tim Weichel

After considerable and lengthy due diligence I am excited to announce that I have entered into a referral arrangement with a low cost Exchange-Traded Fund (ETF) portfolio manager for my clients’ investment management needs.  It is an innovative and efficient digital wealth platform which uses Exchange Traded Funds (ETFs) as the building blocks of your portfolio.

It is designed to help you reach specific financial goals within your unique time, budget, and risk parameters.

Using leading edge technology and industry-tested investment rules, the portfolio manager creates a low-cost, customized global portfolio built specifically for your life goals. Once you’re invested, they take care of monitoring and rebalancing your portfolio so you can get on with enjoying your life.

Through this relationship I am confident you will receive sophisticated wealth management focused on your long-term goals, with a low fees and no minimum level of assets. Throughout it all, you stay in control with full transparency into what they do, when they do it and why it’s been done.

Your investments are only a part of your total financial plan, and my role continues to be as your personal financial consultant, helping you prioritize your financial goals; understand your investment options; maximize your cash flow and net worth; reduce or eliminate debt; protect your family in the event of the unexpected; and leave a tax-efficient and easy-to-administer estate. 

I know time is precious and believe paperwork should be easy. That’s why they’ve created a digital account opening process that’s easy to use and respects your time. Typically you can finish the signup process in less than 10 minutes.

Please feel free to reach out to me to see if this low-cost type of investing is suitable for you and your circumstances, and to get started with the online sign-up process.

Tim Weichel, tim@timweichel.ca, 705-798-0062 or 416-230-2703.  Visit retireonyourterms.ca 

15
Feb

Thornbury Jazzworks News

Posted on in Member News
THORNBURY JAZZWORKS announces the 2017 Spring edition of the JAZZ AT THE LIBRARY series.

Continuing with the successful concept of previous years, the performances will offer not only superb musical entertainment but insight into the world of prominent 20th century  musicians, vocalists and composers.


The first concert will take place  on March 31 at the Library with Mary-Catherine Pazzano presenting a program celebrating the 100th birthday of Ella Fitzgerald.

During Jazzmania weekend on April 28 at the Marsh Street Centre, the exciting 10 member jazz orchestra, the Little Big Band Noodle Factory Jazz Project presents a show focusing on 150 Years of Jazz with emphasis on Canadian musicians and composers.

On May 26, back at the Library, the renowned jazz trombonist Russ Little brings his interpretation of what Jazz can be. His outstanding musical virtuosity and exuberance embody the pure joy of jazz.

On June 23 John MacMurchy, jazz saxophonist  and clarinetist born and raised in Collingwood and now well established in the Toronto Jazz scene, will show his passion for the beauty in music.



The Fall line-up will include the Chantry Island Quartet performing Claude Bolliing’s Suite for Flute and Jazz Piano Trio No.1, a work seldom heard in Canada.

We are hoping to bring back Dean Hollin who previouslybrought the house down with his Nat King Cole show, to present a musical portrait of Cole Porter.


Stay tuned for further up-dates and news.



09
Feb

Everyone invited to Community Night!

Posted on in Member News
Community night is Feb. 21. Everyone is welcome to drop in between 5:00 – 7:00 p.m. and ask questions about the programs at South Georgian Bay including personal support worker program starting May 2017, part-time practical nursing starting winter 2018 and upcoming part-time programs.
Continue reading
31
Jan

Community Night Feb. 21 at Georgian College

Posted on in Member News

     If you love to provide care and support to individuals who may have physical, cognitive, emotional and behavioral challenges and their families, you may be interested in signing up for the personal support worker program. This two-semester program prepares students through in-class and placement training to learn the knowledge and skills to best provide support services to people living at home.

     As well, students can now earn a diploma in Practical Nursing without giving up their current jobs through the part-time practical nursing program starting winter 2018. This program at South Georgian Bay campus is aimed at residents with busy lives looking to earn the credential, but cannot easily travel out of town for classes. Graduates of the Practical Nursing diploma can become employed as a Registered Practical Nurse (RPN) upon successful completion of the licensing exam through the College of Nurses of Ontario. 

    Learn more about Georgian College and the programs we offer on Feb. 21, 2017. Between 5:00 p.m. and 7:00 p.m. Drop in to talk to our staff about the programs on at Georgian College’s South Georgian Bay campus including the upcoming Part-time Practical Nursing program starting January 2018 and Personal Support Worker program starting May 2017.  If you are interested, please let us know by calling 705-445-2961 or emailing southgeorgianbay@georgiancollege.ca.

    Not sure if you meet the requirements for a program you want to take. Academic and Career Preparation is offered in Collingwood and Wasaga Beach to help you accelerate your success. This is a tuition free program provided through Employment Ontario to help students achieve the necessary requirements for entry into college programs, apprenticeships and jobs requiring Grade 12 equivalency. For questions, comments and concerns about Academic and Career Preparation please call 705-445-2961 ext. 2911.

 

19
Jan

Art, construction and nursing coming to South Georgian Bay Campus.

Posted on in Member News

     That’s right, art, construction and nursing is coming to South Georgian Bay Campus!

     For any artists interested in creating their own business should apply to the Artrepreneur program by Feb. 5, 2017 to attend weekly seminars and workshops to build their business skills to become successful art businesses. Accepting applications from all art disciplines all disciplines such as, though not limited to, visual arts, dance, theatre, film, music, jewelry, fashion, graphic design, gaming and augmented reality. If you would like more information, visit www.experience.simcoe.ca/artrepreneursimcoecounty for more details.

     For the construction workers, Working at Heights is being offered at South Georgian Bay campus. Required for all workers performing tasks three metres and above, this course teaches workers to recognize fall hazards and the correct control measures to protect themselves. If you are not sure if you would require this course, you can review the requirements and guidelines at https://www.labour.gov.on.ca/english/hs/topics/heights.php. To register for this program visit www.GeorgianCollege.ca/parttimestudies.

For those interested in nursing, Georgian College’s South Georgian Bay Campus will be offering Part-time Practical Nursing starting Winter 2018. Anyone can come to the Feb. 21 information night between 5:00 p.m. and 7:00 p.m. Even if you are not sure that you can meet the requirements, we will tell you how to get prepared. Questions, comments or concerns can be sent to 705-445-2961.

 

19
Jan

Ski Lift Chairs Auction - This Saturday

Posted on in Member News
OWN A PIECE OF HISTORY
In celebration of Blue Mountain's 75th anniversary, own a piece of history with one of ten artisan ski lift chairs that will be auctioned off to raise funds for the Special Olympics. Retro-fitted as stand-alone benches, each of the retired L-Hill triples feature one-of-a-kind artwork created by local artists. The live auction will start at3PM on Saturday, January 21st in the Events Plaza. 
Click here to view all ten chairs
11
Jan

EmployerOne Survey

Posted on in Member News

EmployerOne Survey

Please complete before January 31st


The 3rd Annual EmployerOne Survey is now open!  

It’s time to have your say!  Knowing and understanding the skills shortages and needs of employers in Bruce, Grey, Huron and Perth counties allows the Four County Labour Market Planning Board to develop and promote strategies to help you meet the challenges of our changing economy.

This completely confidential and anonymous survey is open from January 1 - 31st. Depending on the size of your business, it will take 15-30 minutes to complete. Take the survey here.

Information from past surveys has been used by local organizations to secure funding and to implement community projects. The 2015 and 2016 EmployerOne reports can be found on the Planning Board’s website. If you have any questions, please contact us at 1-888-774-1468
11
Jan

Canada Summer Jobs Deadline - January 20th

Posted on in Member News

Canada Summer Jobs

2017 Application Deadline is January 20th


Looking for help this summer?  Why not hire a student?  Financial assistance for wages is available.  

The 2017 Canada Summer Jobs (CSJ) application period for employers is now open.
Apply before January 20, 2017!

Canada Summer Jobs is a Government of Canada initiative. It provides funding for not-for-profit organizations, public sector employers and small businesses with 50 or fewer full-time employees to create summer jobs for students between the ages of 15 and 30.

The application form as well as the applicant guide are currently available at www.canada.ca/canada-summer-jobs. You can submit your application online, by mail or in person at any Service Canada Centre.

For more information call 1-800-935-5555 (ATS: 1-800-926-9105)
03
Jan

Looking to learn something new this snowy season?

Posted on in Member News
Winter Semester Begins:
Did you know, almost 47% of New Year’s resolutions are related to self-improvement or education. Are you one of the 47% who want to learn? This winter, Georgian College South Georgian Bay Campus has lots to offer in credit, non-credit and academic and career preparation courses.

Credit courses:
• Microeconomics
• Customer Service
• Human Resource Management
• Business Law
• Admin. Support and Records Management
• Financial Accounting Principles 2
Non-Credit Courses:
• Role of the Food Service Worker
• Diabetes Education and Management
• Intro to Digital Photography
• Excel Introduction
• Excel Intermediate
• Working at Heights

If you are interested in registering in any of these programs, call 705-445-2961, drop in at 499 Raglan St., Collingwood, ON or visit www.georgiancollege.ca.
Academic and Career Preparation is a goal-directed, flexible, supportive upgrading program that accommodates the realities of a busy life. After completing a skills assessment, you will develop a customized training plan to achieve your goals. Upgrading courses are available this semester, including biology, chemistry, computers, communications, and mathematics. Not sure what the future holds? We can help you identify goals and start to move forward. Call 705-445-2961 ext. 2911 with questions.
Accelerate your healthcare career at Georgian College’s part-time practical nursing program starting January 2018 by visiting www.georgiancollege.ca/parttimestudies.
Continue reading
03
Jan
Photo shared on in Member News

21
Dec

8 Trees Left - Thornbury/Beaver Valley Lions Club

Posted on in Member News
There are just eight Christmas trees left with the Thornbury-Beaver Valley Lions Club sale!  Hurry.  Don't miss out on picking up a fabulous holiday tree and supporting your community at the same time.

Trees are $40 each.  The lot is located just in front of the Blue Mountains Chamber of Commerce building on Highway 26 just east of downtwon Thornbury.  Open 9am to 5pm this week.
13
Dec

BVO - December Newsletter

Posted on in Member News
Beaver Balley Outreach is pleased to share it's December edition of Good Things Gazette.  You can read it online here 
08
Dec

Have you ever wanted to be a practical nurse?

Posted on in Member News

Starting Winter 2018, South Georgian Bay Campus will be offering part-time practical nursing. Whether you are interested in starting a new career path or interested in expanding your current healthcare career, South Georgian Bay Campus is excited to offer this new program to you.

On Dec. 13, 2016 from 5:00 – 7:00 p.m. we will be offering an information night about the part-time practical nursing program including how to get yourself prepared through academic and career preparation and how to start the process so you can be a student in the part-time practical nursing program for 2018.

Please RSVP by calling 705-445-2961.

01
Dec

Practical Nursing Coming to South Georgian Bay

Posted on in Member News

To finish up your year with us, we have an information night for the part-time practical nursing program which begins in 2018 at South Georgian Bay campus. Find out how you can get in this new program on Dec. 13, 2016 from 5:00 – 7:00 p.m. All are welcome to attend. Please call 705-445-2961 if you have any questions or are interested in the program.

Georgian College also offers academic and career preparation programs to brighten your future.  This tuition free program, funded through Employment Ontario, enables students to achieve the necessary requirements for entry into college programs, apprenticeships and jobs requiring Grade 12 equivalency. Programs are designed to meet your goals in your own time. Classes are offered in Collingwood and Wasaga Beach. Contact ccpsouthgeorgianbay@georgiancollege.ca or call 705-445-2961 ext. 2911 for more information.

 

As the year draws to a close, the team here at South Georgian Bay wants to wish you all Happy Holidays and a Happy New Year. We hope that this past year have been filled with inspiration for innovations, transformed live and connections within your community.

30
Nov

Olde Fashioned Christmas - Dec 10th

Posted on in Member News
Help Celebrate the 40th Anniversary of Olde Fashioned Christmas in Thornbury.

When:  Saturday December 10th

Time:  10am - 9pm

Where:  Downtown Thornbury

A full list of activities can be found on the official webpage here.
23
Nov

Lions Christmas Tree Sale

Posted on in Member News

The trees have arrived!

Pick up your Fraser Fir Christmas tree from the Thornbury Beaver Valley Lions Club.   

$40 - all trees 5ft - 10ft

$25 - trees less than 5ft

Where: Blue Mountains Chamber of Commerce parking lot, 3 Grey Street, Thornbury

When: 9am - 5pm.  Everyday until the trees are gone!

Proceeds go to local community projects.

23
Nov

Women and Investing event- Afternoon Tea

Posted on in Member News

Women and Investing Event:

Please join us for a Traditional Afternoon Tea where we will discuss the unique financial challenges that women face and review important wealth planning considerations such as:

-The importance of being engaged on financial matters
-A brief review of Investment best practices and tax strategies
-Addressing estate and long term care needs through planning
-Value of advice and working with a professional

The goal will be to learn more about the financial realities that face Women today and how to overcome the common challenges.

Our session will also include an opportunity to network with like-minded women and pose questions to investment and tax professionals.

Event Details:

Afternoon Tea: Women and Investing
Wednesday, November 30th, 1:30pm

Cranberry Resort
William Watts Room
19 Keith Avenue, Hwy 26 West
Collingwood, ON L9Y 4T9

Please RSVP to nick.hamilton@rbc.com. You are welcome to invite a family member or a friend who you think might benefit from this information.

Nick Hamilton, CFP | Investment Advisor
RBC Wealth Management | RBC Dominion Securities Inc
Office: 705-444-4777 | 1-800-461-9180
Cell: 416-526-2847
Fax:705-444-1551
1 First Street, Suite 230, Collingwood, ON, L9Y 1A1
www.nicholashamilton.ca

21
Nov

Information Night-Part Time Practical Nursing at South Georgian Bay Campus

Posted on in Member News

Georgian College-South Georgian Bay Campus is pleased to announce the addition of the Part Time Practical Nursing program.

Program will start January 2018!

Join us Tuesday November 22nd for an information night from 5-7 pm.

 

 

16
Nov

Social Media & Marketing Event - Nov 23rd

Posted on in Member News
Social Media and Marketing with Savanna Myers, Manager of Economic Development, Grey County.

Wednesday, November 23rd, 2016
Saugeen Room, Hanover Civic Centre

Come hear how communities are using social media and how building your online presence can benefit your business in the age of online marketing.  RSVP by November 22nd.
519-364-5777
info@hanoverchamber.ca

15
Nov

Part-Time Practical Nursing-Georgian College South Georgian Bay campus

Posted on in Member News

Please join us for one of the Part Time Practical Nursing Information Nights hosted at Georgian College-South Georgian Bay campus.

Learn admission requirements and more.

 

January 2018 intake at Georgian College South Georgian Bay campus.

 

Tuesday November 22nd, 5-7pm

Tuesday December 13th, 5-7pm

 

Need upgrading?

 

Academic and Career Preparation at South Georgian Bay Campus.

Ongoing enrollment, work towards your program and career goals!

Contact us 

705.445.2961

10
Nov

Georgian College - South Georgian Bay

Posted on in Member News

Join Georgian College - South Georgian Bay Campus for a  free live stream on Wednesday, November 16. from 4-5pm for Financing a Small Company.

 

Part of the Live Speaker Series.

Presented by Jim Farmilo, Vice President & General Manager, Isowater Corporation.

 

Learn practical and insightful ideas on important considerations relevant to many entrepreneurs interested in starting and creating a business.

 

To register visit GeorgianCollege.ca/learningchannel

09
Nov

2nd Annual BruceGreySimcoe Regional Conference

Posted on in Member News
Join us on Wednesday, December 7, 2016 in Collingwood for the second annual BruceGreySimcoe Regional Conference.
8am - Registration
9am - Conference Starts

This conference will showcase outstanding speakers, facilitate local networking and feature delicious culinary delights from around the Region. Included in the day's agenda is the presentation of the annual Charlie Kelly Award, presented to a worthy recipient who has helped grow the tourism industry within the region over the past year.

http://bit.ly/2eUGIIG
09
Nov

Inspiring Innovation in your Organization - Georgian College South Georgian Bay Campus

Posted on in Member News

South Georgian Bay Employers!

Don't miss out on this 1/2 day event to improve your organization through connecting with local municipalities, resources and programs.

Register now and get tips for creating a great team, and learn about the options for funding to support your innovation.

Enjoy exploring oppourtunities for innovation at the networking reception and trade show.

Guest speakers will share their experience and success to drive innovation.

 

This is an event you do not want to miss!

 

Follow the link below for a full schedule and to register now!

www.georgiancollege.ca/inspiringinnovation

02
Nov

Inspiring Innovation in your Organization

Posted on in Member News

Georgian College - South Georgian Bay Campus

Inspiring Innovation in your Organization

Monday, Nov. 14th

3 to 7 pm

Join us for an afternoon of insights, inspiration, resources and connections to help your business grow!

Learn meaningful and practical ways to create a cuture of innovation.

Explore opportunities for innovation in your organization with service providers and other employers at the networking reception and trade show.

Plus so much more.

To register, visit

GeorgianCollege.ca/inspiringinnovation

 

26
Oct

Thornbury Clarksburg Rotary Trivia Night

Posted on in Member News

Thornbury Clarksburg Rotary Trivia Night will be held on Thursday November 10th, 2016 at Beaver Valley Community Centre.  Trivia starts at 7:00 p.m.

Each team costs $160.00 maximum 8 players.  Pizza and munchies included in registration fee.  Pay bar.  Amazing silent auction items.  Medals provided to winning team.  

Proceeds to Shelter Box Canada.  Contact John or Diana Bailey 519-599-7797 or e.mail baileyjd@bell.net to register your team.  

 

26
Oct

Creative Collingwood Symposium - November 9th

Posted on in Member News
Creative Collingwood Symposium - Inspiring the Extraordinary
November 9th
4:00 - 7:30pm
Simcoe St. Theatre

For further details and to register - click here!
25
Oct

Georgian College - South Georgian Bay Campus

Posted on in Member News

Save The Date!

 

Excellent oppourtunity to connect with Georgian College, and local municipalities to move your organization forward!

 

Open House!

November 5th 9:00 - 2:00pm

Register Now.

Find out more on the programs and courses we offer close to home.

Including the new addition to South Georgian Bay campus, Part-time Practical Nursing!

Starting January 2018!

 

Need upgrading?

No problem! Academic and Career Preparation, through South Georgian Bay campus is available to assist you.

 

Stop by to learn more!

19
Oct

Wasaga Business Resource Expo - October 21st

Posted on in Member News
Calling all business owners, employees and members of the public.  Join us for an evening of learning, networking and fun! The Wasaga Business Resource Expo is this Friday, October 21st.

Where: RecPlex - Halls A&B - 1724 Mosley Street in Wasaga Beach
Time:  5:15 - 9:00pm
Contact: 705-429-2247
14
Oct

Georgian College John Di Poce South Georgian Bay Campus

Posted on in Member News

Save the Date!

Inspiring Innovation in your Organization at Georgian College South Georgian Bay Campus.

 

Learn meaningful and practical ways to help make innovation happen in your workplace.

 

Register now and connect with Georgian College, local municipalities and more!

 

13
Oct

Georgian College-South Georgian Bay Campus

Posted on in Member News

Genesis Software!

Creating your own product?  This is the workshop for you!

Learn to create your own labels, getting your product to market faster!

Save yourself time and money by learning this valuable skill.

 

October 24th from 9 - 12pm, at South Georgian Bay Campus.

Don't miss out, space is limited.

Register today!

 

 

07
Oct

Georgian College John Di Poce South Georgian Bay Campus

Posted on in Member News

Floral Design

Learn a variety of design styles, with hands on training.

Each class includes a take home arrangement for students to enjoy.

* A $50.00 optional tool kit is recommended and can be purchased on the first day *

Don't miss out, enroll today!

06
Oct

ACCELERATE YOUR SUCCESS WITH GEORGIAN COLLEGE JOHN DIPOCE SOUTH GEORGIAN BAY CAMPUS

Posted on in Member News

Looking to take a part time course.

We have a great fall line up, don't miss out!

 

 

If you are interested in pursuing a program at the college but do not meet requirements.

South Georgian Bay campus offers Academic and Career Preparation.

Reach your academic and career goals, with the help of Georgian Colleges great team. 

Classes are offered in both Collingwood and Wasaga Beach.  Ongoing enrollment to meet your needs.

Don't hesitate get started on your new path, call today!

05
Oct

Spirit of Collingwood Tour

Posted on in Member News
The 2016 Spirit of Collingwood Tour is set for October 29th at the Bear Estate at Cranberry Resort.  The bus leaves at 4pm.

Hop on the bus at the Bear Estate and tour some of Collingwood's historic properties.  Upon your return, there will be dancing, dinner, live and silent auctions; all in support of the Home Horizon transitional housing program!

Tickets are $100 each and are open to those 19-years and older.
05
Oct

Fall Business Workshops

Posted on in Member News
The Small Business Enterprise Centre, Owen Sound is offering four separate workshops this fall to enhance your business.

Wednesday October 5th, 12th and 19th - Basics of Bookkeeping
Tuesday October 18th - How to "Really" Start a Business
Wednesday October 26th and November 2nd - Introduction to Quick Books
Tuesday November 1st - Business Plan Snapshot

Click here for times, locations and more information.
20
Sep

Georgian College-South Georgian Bay Campus

Posted on in Member News

Are you or someone you know working towards the Food Service Worker Certificate?

Georgian College South Georgian Bay Campus is offering the Food Service Management Functions this fall semester.

Class starts on Thursday September 29th, and runs from 6-9 pm.

Smart Serve certification is covered in this course.

Don't miss out!

Sign up today!

705.445.2961

14
Sep

Your Town, Your Stories - September 22nd

Posted on in Member News
Register Today for "Your Town, Your Stories;" an upcoming business workshop and resource trade show.
Thursday, September 22nd
3pm - 8pm
Town of The Blue Mountains, Town Hall
32 Mill Street, Thornbury

Full details can be found here.
14
Sep

Power Up Your Business - Thursday, Sept. 29th

Posted on in Member News
PowerUp Your Business
Learn more about the PowerUp Your Business Mentoring Program and what having a mentor or being a mentor can do for you!
Thursday, September 29th
5:30-pm - 7:00pm
Collingwood Public Library, 55 St. Marie Street, First Floor Community Room

For more information go to www.PowerUpYourBusiness.ca or click PowerUp_Large.V3.pdf
07
Sep

Starting a Food Business Workshop - Sept 26th

Posted on in Member News
Are you starting a food business?  Don't miss this workshop covering food product development and how to market and promote commercial sale products.  
Monday, September 26th
9am - 12 Noon
Georgian College, South Georgian Bay Campus

Click here for the detailed flyer.
31
Aug

Georgian College-South Georgian Bay Campus

Posted on in Member News

Working part time on a program?

Check out the fall credit course selection, there is still time to enroll. 

 

29
Aug

Georgian College-South Georgian Bay Campus Continuing Education

Posted on in Member News

Update your 1st Aid & CPR training.

Georgian College South Georgian Bay is offering Level HCP this October.

 

Call to enroll

705.445.2961

25
Aug

Georgian College South Georgian Bay - There is still time to Apply!

Posted on in Member News

 

Study close to home!

Earn a Personal Support Worker Certificate in as little as 8 months.

Our graduates get jobs!

 

Or apply to one of the other program options at the South Georgian Bay Campus for fall semester.

 

Business (co-op)

Business Fundamentals

Office Administration - General

Office Administration - Health Services

Pre-Health Science

 

 

04
Aug

Georgian College SGB Continuing Education Fall 2016

Posted on in Member News

Georgian College SGB Campus has put together a list of part time studies for fall semester.

Registration is open!

Take a look, there is something for everyone.

 

If you are looking for a new start, there is still time to Apply for fall semester programs!

*Business (co-op)

*Business Fundamentals

*Office Administration - General
*Office Administration - Health Services

*Personal Support Worker

*Pre-Health Sciences

*Social Service Worker

 

Not sure if you meet requirements?

Our Academic and Career Preparation program is here to help.

Whether you need upgrading for enrollment or a career we can get you there.

Call for more details

705.445.2961

21
Jul

Georgian College SGB - Academic and Career Preparation

Posted on in Member News

Don't quite meet the requirements for a College program.

Georgian College has you covered with Academic and Career Preparation.

Whether you need upgrading in one subject or a few, there is help at Georgian College SGB.

Classes start up in September.

For more details call 705.445.2961

21
Jul
Photo shared on in Member News

06
Jul

Pathways - Free Summer Programs @ Georgian College SGB Campus

Posted on in Member News

Georgian College SGB has added two more Pathways programs to take place this summer.

 

This Employment Ontario program is funded in part by the Government of Canada and the Government of Ontario through the Canada-Ontario Job Fund Agreement.

 

If you are 19 years of age or older and ready for a change, Georgian College is here to help.

 

 

Pathways to Employment - (July 19-28)

Topics include:

-Service Excellence

-Smart Serve

-Writing for Employment

-Computing for Employment

-Budgeting and Banking

-Speed Reading People

-Diplomacy and Professionalism

-Work Planning

 

Pathways to Post Secondary (August 2-18)

Topics Include:

-Managing School

-Study Strategies

-Learning Styles

-Computing for Postsecondary

-Managing Stress, Home, and School

-APA Style

-Writing for Postsecondary

 

For More Information please contact 705.445.2961

 

 

 

27
Jun

Working with Heights July 19, 2016 @ Georgian College SGB Campus

Posted on in Member News

Join for this one day training

Tuesday July 19,2016

8:30am-5:30pm

Call to enroll

705.445.2961

15
Jun

Father's Day at The Grill at Lora Bay

Posted on in Member News

Join us for a 3 course Prime Rib Dinner - $29.95 per person. Dad gets a special price at $24.95.

This includes choice of Salad, 8 oz. Prime Rib, Yorkshire Pudding, Potatos and Vegetables. Desert is a choice of Creme Brulee or Lora Bay Apple Crisp.

Please call for reservations: 519-

15
Jun

Lora Bay Everyday Specials

Posted on in Member News

Everyday Dining at Lora Bay Golf Club

Lora Bay Dining is open to the general public!

Please join us from the end of April to the end of October for breakfast, lunch and dinner, or a drink on our amazing patio overlooking Georigan Bay.

We also have our best-kept secret $5.99 breakfast from 8:00am to 11:00am: 2eggs any style, hashbrowns, bacon or sausage, choice of toast.

We offer a full menu, available daily. We also offer nightly specials:

Monday - Chicken & Rib Night
1/2 Rack Dinner $15.99
1/2 Rack & 1/4 Chicken $18.99

Tuesday - Wing Night
Join us for $0.80 Wings

Wednesday - Fish & Chips
Halibut & Fresh Cut Fries $18.99

Thursday - Wing & Rib Night
Join us for $0.80 Wings or $1.99 Ribs

Friday - Off The Grill
Different Specials Every Friday or Enjoy Friday Fish & Chips

Sunday - Prime Rib Dinner
Savoury Prime Rib for $29.95 & Enjoy a Sunday Casear for $5

Visit RoadrunnerFoods.ca for Everyday Dining at Lora Bay Golf

08
Jun

Free Summer Programs @ Georgian College SGB

Posted on in Member News

Interested in pursuing a new career, or going back to school.

 

This Employment Ontario program is funded in part by the Government of Canada and the Government of Ontario through the Canada-Ontario Job Fund Agreement.

 

 

If you are 19 years or older and ready for a change, Georgian College is here to help.

 

 

Free Summer Programs Available 

PATHWAYS TO HOSPITALITY

(June 21-30)

- Safe Food Handling Certification

- Smart Serve Certification

- Service Excellence Certification

- Communicating with Employers

- Customer Service

- Measuring and Cash Handling

- Setting Goals and Objectives

REDIRECTING YOUR FUTURE (July 5-21)

- Establishing Priorities

- Setting Boundaries

- Understanding Resilience

- Presentation Software

- Learning to Listen

- Speed Reading People

- Diplomacy and Professionalism

 PATHWAYS TO TRADES (July 5-14)

- Looking at Trades and Apprenticeship

- Tour of Georgian College Trade Programs

- Ontario Skills Passport

- WHMIS Certification

-Communicating with Employers

- Measurement and Fractions

- Workplace Planning

 

Call for more details 705.445.2961

 

 

06
Apr

VERTICAL BELLES Documentary Film Screening and Live Performance on May 12 2016 - 7pm

Posted on in Member News
Explore the story of the Collingwood based aerial silks group the VERTICAL BELLES in the documentary film by award winning director, Tom Strnad. Follow this group for 2 years as they grow from community events to a top professional aerial silks performance group. The screening is followed by a live performance by the Vertical Belles and the Collingwood Circus Club. The show is at the Simcoe Street Theatre, 65 Simcoe Street, Collingwood on May 12th at 7pm. Tickets $20 and are available through the Theatre Collingwood box office or online at theatrecollingwood.com
Continue reading
06
Apr
Photo shared on in Member News

Continue reading
27
Mar

Shared Business Space in Thornbury!

Posted on in Member News

The Thornbury Business Hub 2016

 

We all love the flexibility of working from home but it is nice to get out into the community too!

We are looking for 3-4 other like-minded businesses to share the cost of renting a commercial space big enough for several desks and meeting areas.

$200-300/month. 

Please let me know if this is of interest and we can get serious, pool resources and get a centre for social innovation going right here in Thornbury!

Call -we are open to ideas!

Julia Atkinson/Chris Heck (we are in the travel business)

416.301.3115

julesatkinson@me.com

 

 

24
Feb

Mountain Life Magazine News

Posted on in Member News
Continue reading
24
Feb

March Break Special 2016 at Scenic Caves Nordic Centre

Posted on in Member News
$10 Day Trail Pass Special (all ages) March 14-18/16 for cross-country skiing and snowshoeing. Take the whole family outdoors for memorable adventures: cross-country skiing, snowshoeing, Suspension Bridge, night XC-skiing (3 nights), guided night snowshoe hikes (3 nights, reservations required, $30/$40 with rentals), Winter Nature Scavenger Hunt, Children’s Adventure Play Park, Warm-up Cabin, roast spider dogs + s’mores at the fire pit and more. Visit: www.sceniccaves.com or call (705) 446-0256 ext. 223.
20
Feb

Converting your savings to income

Posted on in Member News

​You’ve spent years saving your money for retirement, but before you retire you need to select the best way to convert your savings into an income.​​​​

3 ways to get income in retirement

Registered Retirement Income Fund (RRIF) – Like an RRSP (Registered retirement savings plan), your savings grow tax-free while they’re in the plan and you choose your investments. But with a RRIF you have to withdraw a minimum amount each year, which is fully taxable. You must convert your RRSP to a RRIF or an annuity in the year in which you turn 71.  But you can choose to convert it earlier. 

If you pass away with money inside your RRSP or RRIF it passes tax-free to your spouse.  But if it goes to anyone else, then it is as if you earned the full amount remaining in your registered plan in the year of your death.  Often this leads to a hefty tax bill payable before the remainder is distributed to your heirs. 

Annuity – Lets you convert your savings into a guaranteed monthly income. No matter what the markets do, your income will never change.  The Canada Pension Plan and Old Age Security are similar to annuities.  You can choose a term-certain annuity (monthly payments for a set number of years) or a life annuity (with monthly payments until you die). But if you buy a life annuity, there will be no money to pass on when you die unless you choose a guarantee that ensures that at least a certain amount will be paid out (to your named beneficiaries). 

If you buy an annuity with money in your RRIF or in your RRSP, then all of the income is taxable.  If you buy an annuity with non-registered funds, then only a small portion is taxable.  

Investments outside a registered plan – A variety of investments can produce regular income, such as GICs and bonds that pay interest, and stocks that pay dividends. Any money you make from “unsheltered” investments is taxable.  An annuity is the only exception, wherein only a portion of the income you are paid is taxable. 

Tim Weichel is a licensed independent financial professional with expertise in retirement and estate planning, private wealth investing, life and health insurance serving Collingwood and area residents and their families.  He is a member of the Blue Mountain Chamber of Commerce.  Contact Tim at 705-798-0062 or tim@timweichel.ca.  Visit www.timweichel.ca 

 

10
Feb

February Business Blues Got You Down?

Posted on in Member News

If you are stuck, your business is stuck.  Paula Hope, published business author, speaker, educator and Michele Wolf, well-respected therapist and writer, both residents and business coaches in The Blue Mountains, have teamed together to help you get ride of the February Business Blues.

 

February 20th, 2016

L.E. Shore Public Library, 173 Bruce Street, Thornbury

1pm - 3pm

Register at www.bookedsolid.ca or www.AwareWithinTherapy.com 

10
Feb

BMSC Soccer Registration Now Open for 2016

Posted on in Member News

From Wednesday 10 February 2016 

To Thursday 31 March 2016

 

Register on-line for all programs www.bluemountainssoccer.com for U4-U19 programs. New this year is a Spring Training Camp Apr 4-8 $25 and the 9th Annual Summer Camp runs July 11-15 $105. Contact BMSC Registrar for any enquiries, see website for contact info
Location  Thornbury
Company Blue Mountains Soccer Club
Email 
info@bluemountainssoccer.com
Website 
http://www.bluemountainssoccer.com

16
Jan

Where should your RRSP contribution go this year?

Posted on in Member News

by Tim Weichel

Consider this fixed income investment that provides a guaranteed retirement income for life without having to live with the risk and volatile returns of the stock market.   

Retirement today

Most Canadians have saved some money in RRSPs and TFSAs but do not have a clear idea whether their savings are sufficient, or how much income they will need in retirement.  Nor do they know all of their options for converting their savings into a stream of income that will last for the rest of their lives.  Interest rates are at an all-time low and stock market returns are increasingly volatile and disappointing. 

We are living significantly longer than our parents generation and the majority of Canadians no longer belong to company-sponsored guaranteed pension plans, also known as Defined Benefit Pension Plans.  So most Canadians will be dependent on CPP and OAS plus good investment returns on their savings over the 30 or so years they will be retired.  The problem is that poor investment returns in the five to ten years before or after you retire can make for a significantly reduced standard of living in retirement, or worse, to your running out of money.

PensionBuilder is a way to put a portion of your savings to work to create a guaranteed lifetime pension-like income, whether you are in the pre-retirement or retirement stage of your life. A complement to other retirement income sources, PensionBuilder supports retirement plans and helps ensure that you will not run out of money.

 

Where does PensionBuilder fit into your portfolio?

PensionBuilder Guaranteed Income Fund, established in October 2013, is a Canadian long-term fixed income fund. Its objective is to seek preservation of capital and provide sustainable income. The Fund’s investment mix has been specifically chosen in order to best match the expected income needs of investors.  In addition, it guarantees a lifetime stream of income at a growing rate the longer you wait to take income from it. 

Most people have a mix of equity and fixed income in their portfolio.  PensionBuilder can become the fixed income portion.  Here’s why:  In this low interest rate environment, fixed income may generate a yield of perhaps 1-2% going forward with no guarantees, and even the possibility of decline if interest rates rise in the future.

Here are some examples of how today’s five-year 2% GIC rate compares to Pensionbuilder’s current rates:

A male aged 65 making a $100,000 deposit today and starting to take income today would get $4,670 annually for life or 4.67%.  If he waited until age 71 to start taking income, his lifetime guaranteed annual income would be $6,300 annually, or 6.3%.

A female aged 60 making a $100,000 deposit in PensionBuilder today and starting to take income immediately would get $4,040 annually for life or 4.04%.  If she waited until age 70 to start taking income, her lifetime guaranteed annual income would be $6,310 annually, or 6.31%.

A couple aged 67 making a $100,000 deposit today and taking income at age 72 would get $5,230 or 5.23% until the last of the couple passed away. 

And in all cases, if you have an emergency need for cash, you can access the market value of your investment in Pensionbuilder. 2

You’ve worked hard throughout your life and retirement is your time to reward yourself, not to be worrying about whether the stock market is up or down today. PensionBuilder can help you spend time living your retirement, not worrying about it.

Features and Benefits

PensionBuilder is an innovative income solution designed to provide you with:
  • A secure income stream that is guaranteed for life to help form the foundation of a retirement income plan
  • A higher level of retirement income the earlier you invest and/or the later you wait to start drawing income
  • Flexibility to choose when to begin taking income, as early as age 50
  • The option of uninterrupted income for life for your surviving spouse1
  • A conservative investment in a fixed-income portfolio with full access to your market value, should the need arise2
1Spouse or common-law partner (as defined by the Income Tax Act (Canada))
2Fees may apply
Exceeding the withdrawal thresholds of the Manulife PensionBuilder insurance contract and/or withdrawals taken prior to the Election of the Income Benefit may have a negative impact on future income payments. Age restrictions and other conditions may apply.
 and other conditions may apply.
29
Dec

Ignite Your Business with Award-winning Strategies

Posted on in Member News

Get Down to Business: Finding Your Next Great Customer

Join author Paula Hope, and friends Julie Card and Dan Plouffe at Constant Contact to Ignite your business with award-winning Strategies.

Saturday, January 9th, 1-4pm, LE Shore Library, Thornbury

This complimentary event is all about finding your next great customer.  Learn how to woo them, win them and bring them back again and again - with their friends.  Whatever your level of marketing expertise, you'll come away with a tangible road-map to grow your business. Make new connections. Get inspired or re-invigorated.  It's a small investment of time with long-lasting impact.

Register now by calling 705-444-0123 or go to
http://conta.cc/1Nv0ynH

16
Nov

Entrepreneurship Learning Channel - Mentorship- November 17, 2015

Posted on in Member News

The Entrepreneurship Learning Channel is a FREE educational learning series featuring real entrepreneurs sharing their insights and stories broadcast to all seven Georgian campuses.

On Tuesday November 17th, the Henry Bernick Entrepreneurship Centre, Georgian College is presenting "Behind Every Successful Business Owner Stands a Mentor" . Tuesdays' session begins at 4:30pm. Please pre-register at http://bit.ly/1NXpN61 .

 

11
Nov

Earn Your Diploma/Certificate Part-time at Georgian College

Posted on in Member News

Beginning January 2016 Georgian College South Georgian Bay campus is offering daytime credit courses in conjunction with full-time programs. Credits earned can be applied towards diploma and certificate programs at Georgian College. Registration opens December 22, 2015. The following credit courses will be offered starting January 2016:

 

Communication Essentials

Computer Business Documentation

Cost Accounting

Critical Thinking

Customer Service

Entreprenuerial Explorations

Environmental Concerns

Financial Accounting Principals

Human Resource Management

Introduction to Keyboarding

Microeconomics

Office Porcedures and Strategies

Payroll Administration

Physics

Professional Business Practices

Spreadsheets and Presentations

Taxation

Workplace Communications

11
Nov
11
Nov

What is your retirement number?

Posted on in Member News

 

by Tim Weichel

 

Here is a neat and easy calculator to determine the amount of money you should have saved by the time you retire in order to maintain your current standard of living, and how much you should have saved by now to ensure that you are on track: 

 

Wealth Target Calculator

 

No need to do intense calculations – just answer 25 simple questions and out pops a reasonable number for your savings goal.  If you are on track, congratulations!

 

If not, let us know and we can help you create a plan to get there, which could include options not offered by your bank or current financial advisor. 

 

If you are already there and want to convert your retirement savings into the maximum amount of income, you should consider all options, potentially including private investments, annuities and other pension-like forms of income. 

 

Our consultations are free and no obligation.  Tim Weichel tim@timweichel.ca 416-230-2703 or 705-798-0062

 

 

04
Nov

Winter travelers! Get the best rate and coverage on your travel insurance

Posted on in Member News

by Tim Weichel

Travel insurance is one of the most important ways you can protect yourself from financial catastrophe.  We can help you understand travel insurance and get the most appropriate coverage for your age, health status and destination.   As a broker, we deal with many insurance companies and can get you the lowest cost.

Our affiliate, Securiglobe Travel is Canada’s leading travel insurance provider. Securiglobe compares 14 different insurers to bring you the best travel insurance policies and rates anywhere. Securiglobe has expertise in insuring snowbirds, seniors and hard to insure cases as well. 

Our mission is to protect travelers’ interests at every stage of their travel experience: before travel – to offer the best protection, at the best price, in the best conditions; while traveling — to protect travelers by providing the assistance and access to resources they need; and after traveling — to protect travelers’ interests with their insurance company.

To get a free travel insurance quote, please call 1-866-550-2444 and quote my name, Tim Weichel, and web broker code SGL800 to get the best service and rate. Or you may contact me directly: Tim Weichel tim@timweichel.ca or 705-798-0062


Get Travel Insurance

30
Oct

Are seg funds with optional guaranteed income for life right for you?

Posted on in Member News

Looking for an investment option that can help you sleep at night?  Segregated fund products can guarantee you’ll get back some or all of the money you invest.

Segregated (seg) fund products, available exclusively through insurance companies, provide the growth potential of market-based investments with the benefits of an insurance contract. They first came into popularity over 20 years ago, when interest rates began to fall and conservative investors turned to them as a secure alternative to GICs (guaranteed investment certificates). They continue to provide a safe way to grow your assets while providing you with some protection from market downturns. 

Sadiq Adatia, Chief Investment Officer, Sun Life Global Investments, says, “98% of Canadians surveyed as part of the 2015 Sun Life Canadian Unretirement Index said it’s important to have some form of guaranteed income in retirement. At the same time, Canadians are living longer than ever before and many are underestimating their longevity and underfunding their retirement.”

He says, “Seg fund products can offer greater peace of mind for those looking to participate in the market but wanting the reassurance of insurance guarantees to help them sleep better at night.” They’re particularly suitable for those who are:

• Seeking enough return on their investments to reach savings goals.
• Looking for a broad range of quality investment options.
• Building their savings but looking for protection against market downturns.
• Seeking insurance benefits, including prompt estate settlement and guarantees.
• Looking for guaranteed income for life.

Seg fund products have some similar features to mutual funds in that they can hold a range of assets and enable you to benefit from holding a diverse mix of investments. They differ in that they offer the following unique benefits:

• Maturity guarantee: Even if the value of your investment declines, you are still guaranteed to get back 75% to 100% of the money you have deposited, less any withdrawals, in either 15 years or at age 100.*
• Death benefit guarantee: Seg fund products offer a 75% or 100% death benefit guarantee that can protect the value of your estate. The greater of your market value or death benefit will bypass probate and flow directly to your beneficiaries.*
• Potential creditor protection: Small business owners and entrepreneurs can benefit from the fact that, under provincial insurance legislation, seg fund products may offer protection against creditors in the event of a bankruptcy.
Segregated fund products also provide a variety of investment options to meet the needs of people in specific life stages:
• Competitive fees: In the past, seg funds have typically been more expensive than mutual funds. But some of today’s seg funds come with lower maturity and death benefit guarantees and carry management fees not much higher than standard mutual funds.
• Lock in market gains: Some seg fund products provide the option of resetting the maturity guarantee up to several times a year. If your funds go up in value, you can lock in a higher guarantee.
• Guaranteed income options: Looking to fund your retirement? Some seg fund products are designed to function like an annuity and provide you with a guaranteed income for life.

We can help you learn more about seg funds and determine which products may be right for your particular needs and goals.  Call Tim Weichel at or or email Tim at tim@timweichel.ca. 

* The information about maturity and death benefit guarantees is based on segregated fund products commonly found in Canada today. Each product offers unique maturity and death benefit guarantees; read the product documentation and speak to us if you have any questions.

23
Oct

Georgian College Open House

Posted on in Member News

South Georgian Bay Fall Open House schedule

9 a.m. – Event begins – free parking all day!

  • Pick up your swag bag and register to be entered in a contest to win cool prizes

9 a.m. to 1 p.m. – The Peak FM broadcasting live onsite

9 a.m. to 3 p.m.

  • Ask questions about all Georgian programs and learn about programs available in South Georgian Bay
  • Step inside our learning spaces for hands-on demonstrations
  • Participate in demonstrations of videoconferencing technology
  • Join a student for a tour of the facility
  • Enjoy coffee and light refreshments compliments of South Georgian Bay campus

3 p.m. – Event closes

NEED DIRECTIONS?

We're located at 499 Raglan Street, Collingwood. Call the campus for directions at 705-445-2961.

HAVE QUESTIONS?

Before the event, you can contact recruitment@georgiancollege.ca.

Ask a Georgian team member for help – look for friendly, helpful people in coloured Georgian T-shirts.

 
07
Oct
Photo shared on in Member News

Get ready for a series of interactive mentoring sessions to help your business! The first of two information evenings is tonight at the Business Enterprise Resource Network office, 1 First St, Suite. 206, Collingwood.
 
·         Wednesday, October 7th 5:30 – 6:30

·         Thursday, October 15th 12:30 – 1:30

 
The series sessions will run from 5:30 – 7:30 on the last Thursday of the month, with the first session being on the 29th October 2015 through to May 2016. You can find more information online www.PowerUpYourBusiness.ca

21
Sep

Georgian College Entrepreneurship Learning Channel

Posted on in Member News

"The Highs and Lows of Entrepreneurship-A Panel Discussion" is the first in our fall 2015 Entrepreneurship Learning Channel series. There is no cost to attend but pre-registration is required. Attend any of our 7 campuses to view this FREE educational series. Tuesday September 22 from 5:15 to 6:15 p.m. presentation followed by 15 minute Q & A. http://youtu.be/syPTSBDeuVk

21
Sep

Federal Candidates to Meet

Posted on in Member News
Meet your Simcoe-Grey candidates this Saturday, September 26th at Lora Bay.
The all-candidate event will be held in the Winter Garden room from 10am until 12 Noon.  Please RSVP to ensure enough room at events@lorabay.com or 519.599.5900.
09
Sep

Conversational French Offered at Georgian College South Georgian Bay

Posted on in Member News

Georgian College South Georgian Bay Campus is offering French Conversational 1 this fall. The course is designed for those with little or no knowledge of French who want to function in school, work and social settings at a basic level. The emphasis is on speaking and understanding French. Students will also acquire rudimentary grammar, reading and writing skills. Classes are held Tuesday evenings beginning September 15th from 6 to 9pm. The cost of this credit course is $346.50.

 

For more information or if you'd like to register, please contact the South Georgian Bay Campus, Collingwood at 705.445.2961.

18
Aug

South Georgian Bay Regional Map

Posted on in Member News

REACH THE TOURIST MARKET

The GTTA produced regional map for visitors has become the leading map in South Georgian Bay.  No other map is as comprehensive and inclusive of what tourists are interested in.  Not only does the map assist visitors to find their way around, it also encourages them to venture further, discover new attractions, spend more, stay longer and even plan another trip in the future. The map enlightens thousands of visitors with well-defined regional features including ski and snowshoe trails, snowmobile trails, parks, towns, plus our members' businesses. 

 

ADVERTISING OPPORTUNITY

Shine the spotlight on your business and its proximity to local features; help visitors find you

Complimentary QR code with your ad

Reach thousands of tourists, all around the region, at all Ontario Travel Centres and key tradeshows

Take advantage of large ad space and top quality printing

Be a part of the top tourist authority in the region, devoted to delivering quality visitor services

 

http://www.visitsouthgeorgianbay.ca/content/file/GTTA-Regional-Map-FallWint2015.pdf

06
Aug

There's Still Time to Apply for Fall 2015

Posted on in Member News

Accelerate your learning with Georgian College John DiPoce South Georgian Bay Campus.

It's not too late to apply for fall 2015 programs. Study full-time or part-time. At the South Georgian Bay Campus in Collingwood, we offer certificates and diplomas in the following fields:

 

 

 

 

 

 

BUSINESS

Business Co-op diploma

Business Fundamentals certificate

Bookkeeping

HEALTH SCIENCES

Personal Support Worker certificate

Pre-health Sciences certificate

HUMAN SERVICES

Social Service Worker diploma

Don't meet the requirements for entry into college? No problem! Our Academic and Career Preparation Program enables students to achieve requirements for entry into college programs, apprenticeships and jobs requiring a grade 12 equivalency. Classes are offered in Collingwood and Wasaga Beach.

For more information regarding applying or upgrading, contact us at 705-445-2961. Its so easy to learn close to home!

20
Jul

Earn Diplomas and Certificates Part-time at Georgian College

Posted on in Member News

Beginning September  2015, these daytime credit courses will be offered in conjunction with fulltime programs at South Georgian Bay Campus, Collingwood. Upon successful completion of any of these courses, you will obtain a credit which can be applied towards certificate and diploma programs at Georgian College.

 

 

 

 

 

 Anatomy for the Medical Office

Biological Principles

Bookkeeping for the Office Professional

Chemistry 1

Communication Essentials

Family Sociology for Social Service Worker

Field Placement Preparation

Financial Accounting Principles 1

Health Care in Canada

Human Development Across the Lifespan

Integrated Office Simulations

Introduction to Entrepreneurship

Introductory Field Placement

Introduction to Marketing

Introduction to Organizational Behaviour

Introduction to Social Service Worker

Math of Finance

Math for Life Sciences

Medical Language Transcription 1

Medical Office Administration

Microcomputer Applications

Principles of Helping Relationship

 Success in Pre Health Science & Beyond

  

Registration for these credit courses opens August 25th. Registration can be made by telephone, online or in person at the campus. For more information please call 705.445.2961 or visit http://www.georgiancollege.ca/coned09/

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

05
Jun

Business-Co-op & Social Service Worker Diplomas at Georgian College South Georgian Bay Campus

Posted on in Member News

Two new full-time diploma programs are coming to the South Georgian Bay Campus of Georgian College this fall. Applications are currently being accepted for  Social Service Worker and  Business Co-op.

With the addition of these two programs, the South Georgian Bay Campus now offers a total of 10 full-time postsecondary offerings.

Campus Manager Lynn Hynd says the new programs bring even more opportunity for area residents.

“We are thrilled to be able to bring these programs to our local community,” said Hynd. “For many years we have been asked for the Social Service Worker program to be delivered at a local level and we know that graduates of the program will continue to be in high demand”.

The Social Service Worker program provides students with the knowledge and skills they need to become a helping professional in the field of social services. Students are challenged to examine their beliefs and values, to develop interpersonal communication skills and to promote values of social justice, human dignity, and equality. The program includes two community work placements.

For students interested in managing people or processes, the two-year, co-op Business program provides a solid foundation in the basics of business. Studies include economics, accounting, marketing, and human resources. Individual courses provide students with the fundamental knowledge and skills required to get to work, including two co-op work terms. This program can launch a career or can be a springboard into further studies.

The two-year business program builds on the success of the Bookkeeping and the Business Fundamentals programs offered in Collingwood. Students who wish to exit after their first year in order to start a job can do so while working to complete their diploma on a part-time basis.

To register for any Georgian College program, visit theOntario Colleges Application Service (OCAS).

29
May

SPRING DETAILING

Posted on in Member News

The time is now to clean out the salt and grime from your vehicle after a long cold winter.  Check us out online to see our customizeable detail packages.  Mention this promocode - JUNEBMCHAMBER - and receive 20% off your final invoice for any detail package chosen.

www.bluemountaincollision.com

 

 

27
May

Enhance Your Supervisory Skills With Georgian College

Posted on in Member News

The opportunities and need for growth and development within a supervisory role are vast, encompassing a broad range of knowledge and skills. This series of courses focuses on the role of the supervisor, with each course introducing a different skill area. Completion of the series will provide a solid knowledge base and help participants to further develop their skill set for success in a leadership role.

Georgian College South Georgian Bay Campus is offering the first Module of their Supervisory Skills Series "The Supervisors' Roles and Responsibilties" Friday May 29th. Module 1 is a prerequsite for any additional modules. Additionally, the South Georgian Bay Campus will be offering the following modules:

Module 2: Communicating Effectively (June 5)

Module 3: Leading Effective Meetings (June 12)

Module 4: Developing Effective Teams (June 19)

If you are interested in registering for Module 1 "The Supervisors Roles and Responsibilities" please contact the campus at 705-445-2961. Space is limited.

http://bit.ly/1GDzhzH

26
May

Summer Continuing Education Courses at South Georgian Bay Campus

Posted on in Member News

 

Georgian College South Georgian Bay Campus is offering a great line-up of Continuing Education courses this summer. Choose from any of the following:

         June

       Augmenting Communication

       Caring for the Elderly

       Excel Intermediate

       Motorcycle Training

        Supervisor Series

        Teaching and Training Adults

        Wordpress Build and Design a Website

        July and August

        Motorcycle Training

       

 Register online at georgiancollege.ca or contact the campus at 705.445.2961
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

 

 

 

22
May

The Insured Annuity: Maximize your lifetime income and leave a legacy

Posted on in Member News

 

by Tim Weichel

 

If you want to get a guaranteed income for life at a rate of return that is significantly higher than GICs, and still leave an inheritance behind when you pass away, then the insured annuity is a strategy you should consider.

First let me explain how an annuity works: When you establish an annuity, you are purchasing a lifetime income. Examples of annuities are the Canada Pension Plan, Old Age Security, or your retirement pension from your former place of employment. You transfer a specified amount of money to an insurance company and in exchange they will pay you a specific amount of money (typically either monthly, quarterly, semi-annually, or annually) every year for the rest of your life. Because the bulk of the payment is principal, your taxable income will be reduced. However, payments may stop at death and no capital will pass to your heirs.

In the insured annuity strategy, life insurance is used to replace this capital upon death. Even with the added expense of the life insurance premium, this strategy can significantly increase your after-tax income and guarantee it for life while at the same time, preserve capital for your heirs.

How the strategy works: An example

Step one is to buy life insurance. For example, a 65-year-old healthy male non-smoker would be able to purchase $250,000 of life insurance for about $633 a month. The insurance premium is payable for life and ensures that you will leave $250,000 tax-free to the beneficiaries you name.

Step two is to purchase an annuity for $250,000 using non-registered funds. This would yield an income of $1,300 a month to our 65-year old male (about 6.2% annually for life). This payment represents both a principal portion of your capital which is totally tax free and a prescribed interest portion which will remain the same each and every year and will be the amount you will include in your income. Annuities can help greatly in reducing tax and increasing retirement income.

The difference between the premium for the life insurance and the income received from the annuity is $667 per month on your $250,000 annuity. Your net return on the $250,000 is therefore 2.2% annually for life. Because of the favourable tax treatment, however, your 2.2% may be the equivalent of having a GIC at over 4% depending on your marginal tax rate. And you leave your original $250,000 behind tax and probate-free.

For those who are not concerned with capital preservation to their heirs, you can simply purchase the annuity, which will greatly increase your annual after tax income for life.

Advantages of Insured Annuities over traditional interest-bearing investments

Increased After-Tax Income
The insured annuity will give a significant increase in after-tax income compared to traditional interest bearing investments such as GICs or Government of Canada Bonds.

Lower Taxable Income

Taxable income is lowered significantly as most of the annuity income is a tax-free return of principal. The annuity is established on a prescribed taxation basis which spreads out the income portion of the annuity over the lifetime of the annuitant. The T4A that the annuitant receives each year will be the same for their lifetime.

Possible Reduction in Old Age Security (OAS) Clawback

As mentioned above, the majority of the payment received from a non-registered Prescribed Annuity is a tax free return of principal. This will lower your annual taxable income each year and if you are experiencing clawback on your OAS payments, this can reduce (or possibly eliminate) this clawback.

No more re-investment risk

With an insured annuity, you don’t have to worry anymore about how long to lock your money in with a GIC or a bond. Or better yet, no more rolling over those 1-year GICs each year waiting for the interest rate to go up.

Fully guaranteed income

Annuity income is guaranteed 100% up to $2,000 per month of income. This is insured by Assuris which is the equivalent to the bank’s CDIC coverage. You can find out more about this at the Assuris website.

Lifetime guarantee

No matter how long the annuitant(s) live, the income will pay them for their lifetime regardless of how long that is. If desired, the annuity can be structured to have a minimum guarantee payment period in order to recoup some or all of the principal regardless of when the annuitant(s) die.

Creditor proof

Financial products with insurance companies are protected from creditors in the event of insolvency or a law suit when you have a designated beneficiary named on the policy. As long as you were solvent at the time of establishing the plan, the funds are protected from creditors.

No probate, legal or other administration costs

At death, as long as there is a named beneficiary on the plan, these funds will pass directly to the named beneficiary without forming any part of the estate. This will then bypass all probate, legal, trustee, and any other administration costs associated with winding up an estate.

Prompt Payment to Named Beneficiary(s)

When there is a named beneficiary on an insurance policy, payments are paid directly to them without having to wait for the estate to be settled. This gives the beneficiary(s) the funds immediately so that they can use them as they see fit. These funds will be paid usually within 10 business days of the proper claim forms being submitted. With traditional bank-held GICs, beneficiary(s) of an estate normally have to wait for the will to be probated and the estate to be settled before receiving the funds. This can normally take a minimum of 6 months.

Pension Tax Credit

If you’re over 65 and you don’t have any other qualifying income vehicles, annuities qualify for the pension tax credit which means that you’re first $2,000 of income is tax free.

Guaranteed Level Life Insurance Premiums

The premiums for Term-100 life insurance are fully guaranteed and will remain level for life, hence the name Term-100. If the insured person lives to age 100, normally premiums will stop but the coverage will continue for the life of the insured.

To find out more or to see how this strategy might work in your particular case, please call Tim at 416-230-2703 or 705-798-0062 or email tim@timweichel.ca.

12
May
04
May

Let Your Career Bloom at Georgian College

Posted on in Member News

Whether you're interested in a career or a fascinating hobby, Georgian Colleges' Retail Florist program gives you the professional knowledge that you need to succeed. One day a week for 10 weeks is all it takes.

Gain lots of hands-on experience designing with fresh, silk, and dried flowers.Learn technical and design skills, customer service and the career options that you can follow. Each workshop includes designs that you can take home.

The next program runs May 25 to July 27, 2015 at the South Georgian Bay Campus in Collingwood. Register today.

 

Visit GeorgianCollege.ca/con-ed or call the South Georgian Bay Campus at 705.445.2961

 

 

29
Apr

Free Coffee + Consultation

Posted on in Member News

Ita was great chatting with Chamber memebers at last week's After Six at BVO. In case you could't make it, Sideroad Communications would like to offer you a free coffee and 1 hour consultation to discuss marketing communication strategies. With so many marketing options and platforms available today, it's difficult to decide on the best way to promote your business. Let's talk about your marketing objectives, challenges and expectations, and how we can focus efforts for minimal cost and maximum effect. Please call me anytime: Marc Huminilowycz 519-599-7994 or email marc@sideroad.ca      

24
Apr

What’s the best way to invest in real estate?

Posted on in Member News

by Tim Weichel

If you’re not well versed in the risks and challenges of property ownership — and you’re contemplating exposure to real estate — REITs (real estate investment trusts) may a better choice for most people.

Owning a rental property

Direct investment in real estate usually comes with headaches if you’re not used to managing assets. Maintenance is a time- and capital-intensive business.

Residential real estate falls on a carefree-to-complex continuum. A small condo unit may be a relatively carefree investment if you’re an average investor who knows very little about real estate. However, it’s difficult in larger markets like Toronto to find a condo that will yield a positive cash flow after condo fees, mortgage payments, maintenance and taxes.  And you must screen tenants because leases protect tenants more than landlords. You have to collect rent and possibly evict tenants that mistreat your condo (and repair the damage they may leave).  If you don’t want that risk, you could consider using professional managers with experienced leasing teams, but that costs money too.

A house is more complex and is best considered by handy investors with the business acumen and capital strength to withstand periods of vacancy.  Multi-family units fall a notch higher in complexity.  As soon as you exceed six units, you’re verging on commercial.

Public Real Estate (REITs)

Public Canadian REITs traditionally invest in commercial real estate and rental apartments. Commercial REITs own office, retail and/or industrial assets, leased to tenants for terms of five to 10 years. During periods of economic uncertainty, longer lease terms better protect cash flows and the value of assets.

Residential REITs invest in rental apartments with lease terms of about one year. They have little overlap with the condo markets as they compete in a lower rental bracket. This asset class is generally viewed as defensive because of historically stable occupancy levels, little new supply and CMHC financing.

With REITs, you’re able to participate in the cash flow and long-term capital appreciation while having properties professionally managed. Management includes capital expenditures (both for maintenance and revenue growth) and tenant needs such as moving, leasing and rent collection.

REITs also provide you with a share of large, high-quality assets that would be difficult to acquire directly because of the capital required. Diversified across geography and asset class, REITs also let you diversify holdings, rather than own just one asset. Historically, REITs have exhibited more short-term volatility than private investments, but over time they more closely reflect the overall net asset value of the properties.

REITs aren’t designed to deliver outsized returns. They provide income and visible cash flow growth that compounds over time. With more than 60% of total returns historically coming from the monthly income REITs provide, this sector is ideal if you’re a buy-and-hold investor looking for tax-efficient monthly income and moderate cash flow growth.

If you want well-diversified portfolios of real estate — Canadian or global — you could invest in real estate segregated funds. The only decision you’d need to make is when to buy and when to sell. You will, however, be exposing your investments to the volatility of the securities markets.

Other ways to invest in real estate

Physical assets form only a part of the overall investable real estate universe.  Private real estate funds are a more stable, longer term investment not subject to the daily ups and downs of equity markets.  These are generally only available to accredited investors in Ontario. 

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For more on information on real estate investments, please call Tim Weichel at 705-798-0062 or email tim@retireonyourterms.ca. 

www.retireonyourterms.ca

23
Apr

Be Job Ready in Just 2 Semesters!

Posted on in Member News

PERSONAL SUPPORT WORKER

Start a rewarding new career in just eight months.

Study close to home and gain the knowledge and skills you need to effectively support people who require assistance with the tasks of daily living. With a Personal Support  Worker certificate, you will learn to provide safe and competent care for individuals who are experiencing physical, cognitive, emotional and behavioural challenges.

 

 

 

 

Admission Requirements:

Ontario Secondary School Diploma (or equivalent)

Grade 12 English (C) or (U)

Mature students (19 years +) who don't meet admission requirements are considered individually.*

 

If you don't meet admission requirements please contact the campus. You may qualify for our FREE College and Career Preparation program. This tuition-free program can help you meet requirements for entry into college, skilled trades or apprenticeship. Call us at 705-445-2961

 

Our grads get jobs!

 

16
Apr

STUDY PART-TIME AT GEORGIAN COLLEGE

Posted on in Member News

PART-TIME

SPRING/SUMMER 2015

CREDIT COURSES

JOHN DIPOCE

SOUTH GEORGIAN BAY CAMPUS

Beginning May 2015, these daytime courses will be offered in conjunction with fulltime programs at the South Georgian Bay Campus. Upon successful completion of any of these courses you will obtain a credit which can be applied towards certificate and diploma programs at Georgian College.

Advanced Computer Business Documentation

Communication Essentials

Financial Accounting Principles (evening)

Health and Safety in the Workplace

Introduction to Medical Office Administration

Math for the Office Professional

Multi-Media Language Processing

Workplace Communications

Word Processing Database Applications

For more information please contact the campus at 705.445.2961

 

 

 

 

 

 

 

 

 

  

 

 

 

 

 

 

 

09
Apr

FREE Entrepreneurship Learning Channel at Georgian College

Posted on in Member News

Entrepreneurship Learning Channel

Join us for a FREE learning series – anyone with an interest in entrepreneurship is welcome.   

The Entrepreneurship Learning Channel is a great resource for expert advice for small and medium sized businesses, startups and future entrepreneurs. 

Dates: April 14th

Time: 4:30-6:00pm

Where: Georgian College South Georgian Bay Campus Room A213 – 499 Raglan St. Collingwood  

Topic : How to Build a Winning Business Strategy

Featuring entrepreneur Marc Costel sharing his energetic perspective.

 

What you need to know:

·        Sessions feature local entrepreneurs and experts

·        Topics that will be covered include the various aspects of entrepreneurship

·        The idea behind this is that the information is delivered in short easy to understand segments

·        This speaker series will be hosted by a different Georgian College campus location each time and Broadcasted to all 7 Georgian College Campuses by video conferencing

·        Refreshments will be provided

To reserve a spot, please email hbec@georgiancollege.ca

For more information, visit:

http://www.georgiancollege.ca/community-alumni/entrepreneurship-centre/events-tab/

09
Apr

NEW Georgian College Career Assessment Tool

Posted on in Member News

Not sure about your next career move? Georgian College has launched Career Match, an online questionnaire that helps students find their best program fit. Lisa Banks, Vice President, External Relations, says the career assessment tool will help students plan for successful careers.

“Deciding on a career isn’t always easy. Georgian Career Match helps students focus on specific academic areas that fit their personality and preferences and can help accelerate their learning and success,” says Banks.

The questionnaire generates a list of Georgian programs and career clusters and a personality profile report. Depending on a student’s personality, results can include programs from one category or multiple categories. Students might even be presented with program options and career pathways they may not have previously considered. Georgian currently has more than 125 career-focused full-time programs, including diplomas, degrees and certificates.

Find your perfect program fit at www.georgiancollege.ca/careermatch/ . The questionnaire takes about three to five minutes to complete.

In addition to the free online questionnaire, Georgian also offers one-on-one career assessments. Email careerconsultant@georgiancollege.ca

for information. A fee-for-service charge may apply.

 

Career Match is powered by TypeFocus™, a leading developer of online personality type resources for colleges, universities and corporations.

 

05
Apr

Five Reasons to Rethink Retirement Investment Planning

Posted on in Member News

by Tim Weichel

The retirement landscape has shifted in more ways than one. For starters, living longer is forcing us to change how we invest.

Why it’s time to rethink life’s next stage

You may have heard something about a retirement crisis. Now, your reaction may have been to look at your RRSP balance and think, “Yup, that’s me” or “No crisis here.” But wherever you fall on the spectrum between fatalistic acceptance and cheerful confidence, there are plenty of reasons to rethink your retirement investing. Here are five of them:

1. You’re going to live longer

If you are 60 years old, the average retirement life expectancy the day you started work was about ten years. Today, you can expect a retirement that’s twenty to forty years. It would be difficult to overstate the consequences of longevity. Managing it will require more savings, perhaps more growth in your portfolio and certainly a lot more careful planning to make your money last.

2. Bonds won’t carry the weight

Thirty years ago, you could have invested your retirement portfolio in bonds and enjoyed income, relative “safety” and growth as interest rates steadily declined. That’s not likely to be the case the next thirty years. Not only have yields been at sustained lows, if rates do begin to rise, the value of bond portfolios is likely to take a hit. The expected returns for bonds may force you to rethink your portfolio and consider fixed income exposure from more regions and credit qualities, or more permanent solutions like annuities.

3. Risk Ignores Borders

Markets are more interconnected than ever before. Risks from economic factors, interest rates, regulations, political upheaval and currency exposure can affect returns across sectors and asset classes. Simply diversifying between Canadian large cap stocks and bonds may not be enough. You may need to consider dedicating portions of your portfolio to potentially unfamiliar regions, sectors, and other financial instruments.

4. You Have More Choices to Make

We tend to think of retirement as an investment problem. But three of the most important choices you will make have nothing to do with investments. They are how much to save, how much is enough, and when to retire. Clearly these are interrelated. If you are concerned about your progress toward your goal, increasing the amount you set aside or adjusting your retirement date, or even scaling back your retirement spending goals, can make a huge impact.

5. You Need to Build Your Own Pension

We seldom put it in these terms, but the goal of your retirement savings is to build your own pension. At some point in the future, your current stream of periodic income (i.e., your paycheques) will cease and you will need to replace it from whatever means available. This shifts the question from “how much have I saved,” to “how much income can I expect?”. You may have to consider annuities or other products that can assure you an income for life.

Add these five reasons together and you get a picture of retirement that is more complicated than many people imagine which is why it is critical to be guided by clear goals.

We can help you create a specific plan, balancing growth, risk and income generation, to help get you there. Click on this link for a description of our process for working with you to create your personalized plan.

17
Mar

Georgian College Open House

Posted on in Member News

Be Here Now! Join us for Open House Saturday March 28th from 9am to 2pm. Learn about full-time, part-time and College and Career Preparation programs offered at the South Georgian Bay (Collingwood) Campus. Find out about our new line up of continuing education and professional development courses too.

http://www.georgiancollege.ca/news-events/all-events/spring-open-house/

 

https://youtu.be/ognDhIvwwak

 

 

 

 

07
Mar

Top 10 challenges facing boomers

Posted on in Member News

As Baby Boomers we are extremely fortunate. Relative to previous generations, we have been blessed with an endless selection of places to go, things to do, things to have and things to be. We can do things and go places that our parents could only dream of.

At the same time, we have been given the gift of time to enjoy this lifestyle. Significant medical advances, careers that are less physically demanding, and enhanced knowledge of and access to fitness, nutrition and hygiene have all contributed to the gift of extra years, maybe even decades.

However, the real gift is not just these extra years, but that they have been inserted into the middle of our life, when we have the desire, energy and health to pursue meaningful activities. A testament to these bonus middle years is the frequency with which we are reminded that age 70 is the new 50.

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Don’t get me wrong, we will still be faced with the challenges of old age; it is just going to take a whole lot longer to get there.

While we have much to look forward to, we cannot ignore that these blessing also come with a host of associated financial challenges. We have identified the 10 greatest of these challenges

  1. Financing our desired lifestyle. We have become accustomed to a lifestyle that far exceeds that of previous generations. We must understand the annual cash flow required to support a lifestyle we are unwilling to sacrifice. We need to know and reach our savings target before we give up the security of our pay cheque.
  2. Financing a longer life. These bonus years in the middle of our life mean that our desired lifestyle must be funded for much longer than in any previous generation. Relying on outdated rules of thumb for retirement planning is extremely dangerous.
  3. Avoiding expensive distractions. With so many choices and options, we can easily become distracted from the responsibility to defend our financial future. It is not uncommon to take a detour that significantly reduces our accumulated savings. These distractions will eventually prevent us from accomplishing the things that are most important to us. We need to be very clear about what is on our “Must Do” list and live our lives in accordance with that list.
  4. Assuming responsibility for your pension plan. Previous generations relied on their employer to provide a lifelong income, make all of the investment decisions and assume responsibility for any mistakes made along the way. Unless you have been a long-term employee of a government agency, you have been forced to assume total responsibility for these critical risks. Never before has a generation been left so alone to care for its financial future.
  5. Learning strategies for growth and income. Faced with unprecedented volatility in the stock market and record low interest rates, managing your savings and converting them into a reliable retirement income has never been more difficult. Indeed, strategies that served you well while you were accumulating your savings suddenly work against you when you start to withdraw an income.
  6. Thriving in a bear market. The investment strategies that served us so well during the 1980’s and 1990’s are now failing us miserably. Many investors look back in dismay at the lack of progress in their investment portfolio over the past decade. They are just now beginning to realize that new investment approaches and products are required.
  7. Supporting adult children. Economic and social changes are making it more difficult for many of our children to find their place in society. Often we find them requiring assistance far longer than planned. This has become so prevalent that the acronym ‘KIPPERS’ has been developed: ‘Kids In Parents’ Pockets Eroding Retirement Savings’.
  8. Supporting elderly parents. We are not the only ones that are living longer, so are our parents. Unfortunately, their extra years have been tacked onto the end of their life. We are faced with the potential responsibility of providing them with physical, emotional and financial, support. We need to be prepared for the challenge of being sandwiched between the responsibility of caring for our adult children and for our parents.
  9. Coping with loss of job security. Our world is highlighted by commoditization, rationalization, digitization and globalization. Life-long job security and pre-planned retirement are no longer the norm. Large companies and even entire industries are disappearing or being relocated overnight. Over 60% of those who retired last year did so unwillingly, in response to situations that were outside of their control. We need to continue to hone our skill sets and remain flexible to alternative employment opportunities if we have not yet fully funded our retirement nest egg.
  10. Planning for a meaningful and satisfying retirement. Financial issues will be the least of our concerns during the second half of life. We have become known as a society that relies upon our careers to provide our identity and define our relationships. Unless we plan for the future, we risk boredom and loneliness. While medical advances have extended our lives, unless we take care of ourselves through proper exercise and nutrition, ailments such as diabetes, arthritis, dementia and osteoporosis may take their toll on our enjoyment of life. Most of us have spent more time planning our last two-week vacation than we have spent planning the last 30 years of our life. We need to start planning what we will do and who we will do it with once our working years are over.

Previous generations could safely ‘wing it’ through their retirement years. They financed a few years of rewarding leisure before declining health and the aging process took their toll. This traditional thinking is not enough to conquer the many challenges we face. Getting the most from our lives requires detailed planning; we need to carefully consider what will provide the greatest level of happiness and fulfillment. We then need to carefully co-ordinate and direct our resources to live intentionally to achieve the things we really want. The planning tools we have developed have been designed to help you do just that.

Baby Boomers have redefined each phase of life as they passed through it. Retirement will be no different. In fact, it has been suggested that this generation will be best remembered for how it handled the second half of life.

04
Mar

FREE Entrepreneurship Learning Channel at Georgian College

Posted on in Member News

Entrepreneurship Learning Channel

Join us for a FREE learning series – anyone with an interest in entrepreneurship is welcome.   

The Entrepreneurship Learning Channel is a great resource for expert advice for small and medium sized businesses, startups and future entrepreneurs. 

Dates: April 14th

Time: 4:30-6:00pm

Where: Georgian College South Georgian Bay Campus Room A213 – 499 Raglan St. Collingwood  

Topic : How to Build a Winning Business Strategy

Featuring entrepreneur Marc Costel sharing his energetic perspective.

 

What you need to know:

·        Sessions feature local entrepreneurs and experts

·        Topics that will be covered include the various aspects of entrepreneurship

·        The idea behind this is that the information is delivered in short easy to understand segments

·        This speaker series will be hosted by a different Georgian College campus location each time and Broadcasted to all 7 Georgian College Campuses by video conferencing

·        Refreshments will be provided

To reserve a spot, please email hbec@georgiancollege.ca

For more information, visit:

http://www.georgiancollege.ca/community-alumni/entrepreneurship-centre/events-tab/

 

 

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